August 2014 Payday loans put a staggering amount of Americans in debt. They prey on the elderly and military service members. They’re awful, and nearly impossible to regulate. We’ve recruited Sarah Silverman to help spread the word about how to avoid falling into their clutches. John Oliver nails it by shedding light on this rotten industry that profits from people’s misery. Access to your money should never go through money lenders, never!